For online shoppers, the things they truly concern when making payment online is no doubt the security of their card information. Understanding the importance of protecting customers’ private data, especially payment data, Sage Pay is born to handle the customer and online business worry. In this blog, users can have some basic views about Magento 2 Sage Pay Payment gateway as well as be guided simply to integrate Sage Pay Extension for your Magento 2 websites.
Sage Pay is well-known as one of the most popular and used Payment Service platforms in Europe. Processing card transactions and other forms of payment securely are Sage Pay’s mission, as well as helping to prevent fraud and security breaches.
Sage Pay has been developed by The Sage Group, an accounting software company. The figures of this software speak of its success: 4 billion payments processed in 12 months, for tens of thousands of European companies, employing 300 employees.
The operation of Sage Pay uses a server integration method between merchants and customers: when a payment is processed, a transaction log is sent to Sage Pay systems, which redirect customers for recognition. When the platform has verified that the details are correct, it authorizes the merchant and the appropriate card-provider.
After receiving a response to this authorization, Sage Pay indicates the status of the transaction, which can be one of the followings:
This is followed by other checks, aimed at preventing fraudulent transactions and security breaches before the payment is completed. The most surprising thing is that Sage Pay performs these procedures quickly, shortening to the maximum the waiting times that stop the cash flow of companies.
Before connecting your checkout process with Sape Pay, you need an account there. You can register a new account via official website of Sage Pay.
Note: After registering an account, Sage Pay will send mail for authentication and after completing the registration, Sage Pay will send information of Vendor Name, Username, Password. You need to save the above information to connect with Sage Pay.
Access to Sage Pay, sign in by the account you registered before. Then go to
Settings > Administrator, stick to
I understand that this will create new credentials and may break any existing Sage Pay API implementations. then click Create API credentials button to get the Integration Key, Integration Password. Here, you also can get the information of Form Integration Encryption Password.
In this post, you are being introduced to Mageplaza Sage Pay extension. Let’s download Sage Pay and install the module before you learn how to configure it properly onto your store checkout page. Visit this link for more details instructions.
An interesting function of Sage Pay is that store runners can choose how Sage Pay can be used by customers at their checkout page. There are three options supported: Sage Pay Direct, Sage Pay Server and Sage Pay Form.
With Sage Pay Direct, customers can be redirected to Sage Pay payment page which is handled 100% by the payment gateway. This way ensures all the transactions of clients can be authorized and protected in one system Sage Pay. Customers will trust more with this payment interface.
Allowing store owners to have more control on payment transactions, Sage Pay Server is different from Direct method is that it enable customers to leave their card information right on the checkout page. This feature also called Iframe interface. No redirect to the separated site will help process the checkout faster.
Sage Pay Form works as a hybrid method of the two above. It supports a simple encrypted form submission in the store checkout sending to Sage Pay site. Customers then are moved to Sage Pay hosted page and are required to provide all the information there.
Support all commonly used credit cards and debit cards in the world, Sage Pay is so convenient for customers shopping online. They can check out quickly and accurately by Visa, Mastercard, Maestro International, Maestro Domestic, American Express, JCB, Diners Club, and Laser.
In Sage Pay, a useful feature supported is Credit Card Vault which helps save card information at the first check out. All those card information will be recorded and shown at Customer Dashboard at their My Account page.
Customers then do not have to fill in their credit card data when they continue to buy at your stores the next times. It will save a lot of time at checkout page, boost your conversion rate and reduces cart abandonment. Everyone loves the convenient and quick process of online shopping including payment procedure.
One interesting feature of Sage Pay is that it integrates with charity organizations to allow customers to donate their tax fee there. This meaningful feature will give customers the right to do charity with government protected organizations without going anywhere and connecting to anyone. A Gift Aid checkbox is shown at the checkout page with Iframe Interface and shown at Sage Pay Page if stores use Direct and Form options.
As mentioned at the beginning of the post, the threat of fraud and information theft forced e-stores to use the most trusted and highest security guarantee for their checkout process. With Sage Pay, your customers can be assured to give out their card information at your site. There are three security layers combined within the payment: AVS/CV2 and 3D Secure.
While AVS/CV2 verify customers’ card authenticity by its address and final digits at the back of their cards, 3D Secure requires a PIN number filling which is sent to customers mobile devices before.
Not only customers can use Sape Pay to process purchase at frontend. Admins also have the ability to create order then conduct payment via Sage Pay at Back-system. This function is beneficial for both customers and stores themselves when they need to make an order instead of their customers. With the saved information of customers at the first purchase, admin can definitely ask for the right to reuse it from the second order to process the payment for clients. Your customers do not have to spend any time more but still get the wanted items.
Supporting Transaction Status Chart, store runners can have a close look at which payment transactions are failed and which one succeeds. Also, Sage Pay provides an Order Status Report in Chart form, which show the proportion of order status including canceled, close, complete, on hold, suspected fraud and so on. Website owners always can grasp their order status and make improvement for them.
For viewing the more details of Sage Pay Transactions and order Status, Magento 2 Report is highly compatible with this module. Admins can view the Reports and filter for different time durations right on the Admin Dashboard.
Choosing to integrate which payment gateway to your online business is super importance to gain customers’ trust and reliance. Among various payment extension, SagePay for Magento 2 is the undeniable great choice for you. By integrating Sage Pay gateway to e-commerce stores, it helps process customers’ payment much faster and convenient. Sage Pay accepts all major credit cards and debit cards as well as allows saving Sage Pay cards securely with token systems.
Posted by Rainy in Blog . June 27, 2019