Experienced E-commerce Agency for Magento/ Adobe Commerce/ Shopify/ Shopware Development

How Long Does Shopify Take to Pay Out? [Clear Explanation]

If you’ve just started using Shopify for your online business and are still unfamiliar with the platform, you may be wondering, “How long does Shopify take to pay out?” Don’t worry, we will help you understand this.

In this article, we’ll answer how long it takes to receive payments from Shopify and provide details about their payment process. Let’s get started now!

Overview of the payment process on Shopify

Shopify Payments serves as a helpful payment tool provided by Shopify to streamline payment reception for merchants. Opting for Shopify Payments eliminates the need to deal with the complexities of setting up a third-party payment gateway, offering you direct and hassle-free payment processing within your Shopify interface.

When customers make purchases, they input their payment details. Through Shopify Payments, their credit card payments are promptly processed.

Although there might be a brief lag between when a customer makes a payment and the funds coming in your account, this process is applied for both Shopify Payments and other third-party providers.

The time it takes to transfer money from the payment platform to your bank account depends on the situation of your payment provider and bank. After the money is coming to your Shopify sales account, you can smoothly withdraw it to your bank account.

How long does Shopify take to pay you?

How long does Shopify take to pay you?

First payout: Waiting period

Getting your first account from Shopify is often the most time-consuming. Like other payment platforms, Shopify takes time to test and calibrate your store, making sure everything is correct and secure. This end-to-end inspection may take up to 7 business days. This is just a one-time thing after which everything that happens is shared and more.

The following payment accounts: Time and frequency

Once you get through the first payment step, Shopify Payments will run on a regular schedule. For example, in the United States, typically, it takes around 3 business days for the money from a sale to reach your bank account. This time may change the position of your preferences. At the same time, you can adjust the payment frequency as you like. Although the default is daily (except weekends and holidays), you can choose to pay weekly or monthly.

Checkout times may vary depending on your store’s country preferences:

Country Pay period


United States

Two business days




The Netherlands  

New Zealand  


United Kingdom

Three business days

Hong Kong SAR China




Four business days

For example, if your store is based in Japan, you will receive payments every Friday. This is the year from the order date plus the number of days remaining for Friday. When someone orders something on Wednesday, Shopify will transfer the payment into your account within 8 workdays. If they order on Sunday, you’ll get the payment within 5 workdays.

How to check scheduled payouts 

To check your scheduled payments accounts, you can visit your Shopify admin to better understand your payment configuration. First, you need to navigate to Settings, then select Payments, and click the View Payments account button in the Shopify Payments section. Here, you’ll be able to see a list of payment accounts and the expected date you’ll receive your funds.

Each payment account will have a different status as follows:

  1. ‘In Action’: This is a status for a known payment account that is still in process and not yet complete.
  2. ‘Paid’: Your payment has been sent from Shopify and is on its way to your account’s bank account. However, note that processing time from the bank can take from 1 to 5 business days.
  3. ‘Failed’: This status appears when an error occurs during your deposit. Detailed information about the error will be displayed so you can resolve the issue.

If the payout fails, what should you do?

If payment fails, you must take the following steps:

  1. Check instructions: First, review the instructions provided in the “Payment failed” message on your Payments page. This message may provide instructions on how to update your banking information or retry your account.
  2. Update account information: If required, update your bank account information to ensure that the information provided is accurate and valid. Once updated, failed payments can be automatically reprocessed within 72 hours.
  3. Contact your bank: If your bank account is valid and you cannot find a reason why the payment failed, contact your bank directly to investigate the issue topic topic. The bank can provide information or assist in resolving problems related to account conversion.
  4. Learn more: For more information about failed logical payment fields and how to resolve them, you can refer to the “Receive payments with Shopify Payments” documentation. This will give you detailed knowledge about the payment process and issues related to it.

Factors Influencing Payout Times

Factors Influencing Payout Times

There are several important factors that affect how long it takes you to receive your funds from Shopify:

  1. Bank Processing Time: After Shopify posts your payment account, your bank’s processing time will affect how long it takes for you to receive your funds. Although Shopify can release funds within 3 business days, some banks may take additional time to transfer funds to your account.
  2. Payment Gateway: Use the second pair’s payment gateway when an additional class time handler can be created. Payment account information through these gateways will typically be transferred to the gateway merchant’s account before being transferred to your bank.
  3. Holidays and weekends: Shopify and banks do not process payments on weekends or holidays. This needs to be factored in when estimating payment receipt time.
  4. Trading Issues: Sometimes, slowness can occur due to issues related to each trading instrument. These may include payment authorization issues or requiring additional verification for specific orders.


“FAQ: How long does Shopify take to pay out?” is something that people who decide to do online retail business are often concerned about.

This time typically varies depending on the type of payment gateway you use, the banking service you choose, and even your geographic location. Shopify aggregates all transactions once when they pay to your account. While this helps optimize the process, it can also make tracking orders and fee transactions difficult.

While offering multiple payment gateways for customer convenience is an attractive idea, it also creates more complexity when managing and comparing transactions.

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Marketing Manager of Mageplaza. Summer is attracted by new things. She loves writing, travelling and photography. Perceives herself as a part-time gymmer and a full-time dream chaser.
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